Health insurance is not only important for you when you live in your own country but it is also important when you plan for an extended trip to some other place for work, recreation or any other reason. In absence of health insurance if you fall sick in a new place then there are chances that you might land up spending more than your budget. The rules of health insurance might differ from region to region and this is the reason you must take some time and find how expat health care system works in the country you are planning to go and check if the cover you are having is adequate and off preferred standards.
You can be covered under company package or under any private health insurance. The first and most important thing is to check the expat health system and make sure that it covers all the area important to you which includes unexpected illness and injuries.
You will find a vast choice of doctors and health care specialists in France, but they are very expensive so it is always better to have health insurance to deal with the expenses. The state insurance in France is only provided to people who have been living in the country for more than five years or were older than the retirement age. Most of the people here have private insurance which is valid only for two years after which it has to be renewed.
The healthcare system in Germany is most advanced. The doctors and all the medical staffs here are highly professional and well trained. Most of the people in Germany are covered under state funded scheme. However, expats may take additional cover from private insurance.
Before choosing health insurance you must make sure of these points:
- The policy has everything that you need.
- How fast the company settles claim and also what kind of feedback do they have when it comes to customer service.
- Check if you can post claims and manage your policy online.
- Ensure that the insurance provider has experience in the field, and is financial strong and stable.
If you are planning for an expat health insurance for yourself and your family then search and get quote from some of the best health insurance providers, compare the facility and premium amount and then apply for one which suit your requirement and committed to provide award-winning health care with local capability.
Now Health International is a specialist international health insurance provider, offering access to healthcare for expats around the world. With its European office in London with Asian offices in Shanghai and Hong Kong and Dubai, it is one of the region’s top providers of expat medical insurance with licensed products available in both 21 cities in Asia as well as Europe.
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